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Elite paket račun
Dozvoljeni minus
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Modeli štednje u evrima
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Mala privreda
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AIK package START A

It’s tailor-made for you: there’s no need to go to the bank and queue, you complete the transaction quickly and efficiently. An innovative solution for me to choose which service to use, when I want to and when it suits me.

Loans at more favourable conditions

If you use an AIK package and you’re a payroll client, you are entitled to a loan offer under extremely favourable market conditions.

Transactions are free of charge

mBanking or eBanking transactions are free of charge within an AIK package, regardless of the monthly amount and number of transactions.

24/7 contactless payments

A debit card allows you to make contactless payments 24/7 and use your funds whenever you like. From now on, in AIK Banka’s 24/7 Zones you may also: pay and withdraw RSD or EUR amounts, pay bills, transfer funds from one to another AIK account, and transfer funds to the credit card. New opportunities are in store...

An overview of your private finances

With AIK electronic or mobile banking, you can check up your private finance from the comfort of your home, with an online offer of all transactions and products you may think of: payments, transfers, exchange at a favourable rate, complete exchange rate list, overview of products in use, overview of the accounts you are authorised for, most up-to-date shop.

Credit card is included

For the selected card, you may choose not to pay interest (for the settlement of bills by the 12th of the month), to pay in 3, 6, 9 or 12 equal monthly instalments, or to use the revolving payment option.

SMS notification service

SMS notification about the account inflow/outflow for card transactions provide security and timely information

And you don’t need to think of utility bills

and other regular financial obligations because the standing order allows AIK Banka to take care of it for you

Frequently Asked Questions

What is a package account?

A package account is a set of products and services connected to a current (payment) account with a defined monthly fee. The fee is lower than the price you would otherwise pay for using all or part of those products and services outside the package.

Why AIK Start package?

You give a little for this package and it offers you a lot. Because it’s tailored to the user’s requirements. Because it saves you a trip to the Bank and you finish a transaction quickly and efficiently with no queuing. Because it is innovative, up-to-date and versatile. Because we use it too.

Who is AIK Start package intended for?

Employed persons, pensioners as well as students. We have managed to include in a single package a set of services and products you may use if you like, with no obligation, while benefiting even from their minimum use. And here is how: Start A costs RSD 250 per month. Outside the package:

  • The payment (current) account is RSD 250 per month
  • The debit card outside the package is RSD 100 per month
  • Issuance of one cheque is RSD 10
  • The fee for the service “Advance payment of pension” outside the package is 50 RSD

Overall, minimum RSD 300 per month

Are all products and services within AIK Start Package included in the price at no additional cost?

The issuance of all the above listed products and services is included in the price at no additional cost. The conditions of using credit products, debit cards and other services are defined in detail in our Tariffs

Do I get an insurance policy with the package account?

If you choose AIK START AC or AIK START ABC, travel with no worries because you can take the Travel Health Insurance Policy.

How do I know which package is the best for me?

Before actually opening the account, write all your requirements regarding private finance management. Explain to the bank consultant what you need and he/she will recommend the best package meeting all your requirements.

What do I need to open the current account and how much does it cost?

To open the current account, you need only your valid identity card. There is no charge for opening the account.

Who can hold a current account?

A current account holder may be anyone with an identity card of the Republic of Serbia. An account holder may have regular earnings, but not necessarily. When opening an account, a bank file is opened for the client, whereas the client signs the Agreement on Opening and Maintaining the Current Account.